Homemade Banana Bread with Chocolate Chips
Homemade Banana Bread with Chocolate Chips is one of those classic recipes you can make whenever you’ve got ripe bananas on hand, and it never disappoints. This easy recipe combines the comforting flavor of banana bread with bits of melted chocolate throughout, giving you a delicious homemade treat that’s perfect for any time of day.

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I love making this Banana Bread with Chocolate Chips for family brunches and gatherings. It’s one of those recipes that’s easy enough to make on a whim but special enough to share, and everyone always goes for a second slice. You don’t need any fancy ingredients or extra time in the kitchen, which makes it perfect for those laid-back mornings when you just want something homemade without the fuss.
Ingredients You’ll Need
You’ll need all the ingredients shown in the photograph below.

How to Make Banana Bread with Chocolate Chips with Step-By-Step Instructions
Making this banana bread is simple with my straightforward steps.
Preheat and Prep
Start by preheating your oven to 350°F (180°C).
Grease or line an 8×4-inch loaf pan with parchment paper. A little prep now means an easy cleanup later.
Mix the Wet Ingredients
In a large mixing bowl, combine the sugar, mashed bananas, oil, eggs, and vanilla extract. Stir it all together until you’ve got a smooth, creamy mixture. This is where the magic begins!


Add the Dry Ingredients
Add the flour, baking powder, baking soda, and a pinch of salt to the bowl.


Whisk until everything is nicely combined. Don’t overmix—keeping it simple is key here.
Fold in the Chocolate
Now for the good stuff! Add in those chocolate chunks and gently fold them into the batter so every slice will have bits of melty chocolate goodness.


Pour and Decorate
Pour the batter into your prepared pan. Take that extra banana, slice it lengthwise, and place it on top of the batter.
If you like, sprinkle on a few extra chocolate chunks. For a marbled effect, use a knife to swirl the batter slightly, giving it a beautiful touch.



Bake It
Pop the pan in the oven and bake for 55 to 60 minutes. The smell will be amazing!
You’ll know it’s done when a toothpick inserted into the center comes out mostly clean (a few crumbs are just fine).
Cool, Slice, and Enjoy
Let the bread cool in the pan for about 10 minutes, then transfer it to a wire rack to cool completely.
Slice, serve, and enjoy every gooey chocolatey bite!

Recipe Notes and Expert Tips
Here are some of my top tips to make sure your banana bread turns out perfectly:
- Go for Super Ripe Bananas: Those speckled, overripe bananas you’ve been saving are perfect for this recipe. They add sweetness and moisture that really make this bread irresistible.
- Avoid Overmixing: Stir until just combined. Overmixing can make the bread a little too dense.
- Chocolate Lovers: If you’re a chocolate lover, don’t hold back! Throw in a few extra chunks or even some chocolate chips. They’ll melt beautifully in the bread and add pockets of gooey chocolate in every bite.
- Swirling Tip: For a beautiful look, swirl the batter with a knife just a few times—don’t go overboard!
- Check Your Pan Size: An 8×4-inch pan gives you the best thickness and even bake for this recipe.
- Toothpick Test: A few crumbs are okay when testing; you just don’t want wet batter sticking to the toothpick.
- Cool It Right: Letting the bread cool completely before slicing is key for neat slices and a better texture. Slicing too early can make the bread a little gummy, so try to be patient (even though it’s tempting!).
How to Store Leftover Banana Bread with Chocolate Chips
To keep your banana bread as fresh and delicious as possible, store any leftovers in an airtight container at room temperature for up to 3 days.
For longer storage, you can freeze banana bread to enjoy later. Wrap each slice (or the whole loaf) tightly in plastic wrap, then place it in a freezer-safe bag or container. It will keep well in the freezer for up to 2 months.
When you’re ready to enjoy it, thaw a slice at room temperature or warm it in the microwave for a few seconds to bring back that soft, freshly-baked feel.

More Easy Breakfast Recipes for You to Try at Home
Here are a few more of my favorite breakfast recipes you might enjoy!
- Creamy Banana Avocado Bread
- Breakfast Burrito
- Easy Pumpkin Pancakes
- Breakfast Bagel Sliders
- Cinnamon French Toast Casserole

Equipment
Ingredients
- 1 cup ripe bananas mashed
- 1 banana for decoration additional
- 2 cups all-purpose flour
- 1 ½ cups sugar
- 1 tablespoon vanilla extract
- ½ cup chopped chocolate
- A pinch of salt
- 1 teaspoon baking powder
- ½ teaspoon baking soda
- ½ cup oil
- 2 eggs
Instructions
- Preheat your oven to 350°F (180°C) and grease or line an 8×4-inch loaf pan with parchment paper.
- In a large bowl, combine the sugar, mashed bananas, oil, eggs, and vanilla extract, mixing until well combined.1 cup ripe bananas, 1 ½ cups sugar, 1 tablespoon vanilla extract, ½ cup oil, 2 eggs
- To the same bowl, add the flour, baking powder, baking soda, and a pinch of salt. Mix just until the dry ingredients are fully incorporated with the wet ingredients.2 cups all-purpose flour, 1 teaspoon baking powder, ½ teaspoon baking soda, A pinch of salt
- Fold in the chopped chocolate, stirring gently to distribute it evenly through the batter.½ cup chopped chocolate
- Pour the batter into your prepared loaf pan. Take an additional banana, slice it lengthwise, and place it on top of the batter. If you’d like, sprinkle some extra chocolate on top. Swirl the knife gently through the batter for a marbled effect.
- Bake in the preheated oven for 55 to 60 minutes, or until a toothpick inserted into the center comes out clean.
- Allow the banana bread to cool in the pan for 10 minutes before transferring it to a wire rack to cool completely. Add an optional chopped banana for decoration on top if you'd like. Slice, serve, and enjoy!1 banana for decoration
Notes
- Go for Super Ripe Bananas: Those speckled, overripe bananas you’ve been saving are perfect for this recipe. They add sweetness and moisture that really make this bread irresistible.
- Avoid Overmixing: Stir until just combined. Overmixing can make the bread a little too dense.
- Chocolate Lovers: If you’re a chocolate lover, don’t hold back! Throw in a few extra chunks or even some chocolate chips. They’ll melt beautifully in the bread and add pockets of gooey chocolate in every bite.
- Swirling Tip: For a beautiful look, swirl the batter with a knife just a few times—don’t go overboard!
- Check Your Pan Size: An 8×4-inch pan gives you the best thickness and even bake for this recipe.
- Toothpick Test: A few crumbs are okay when testing; you just don’t want wet batter sticking to the toothpick.
- Cool It Right: Letting the bread cool completely before slicing is key for neat slices and a better texture. Slicing too early can make the bread a little gummy, so try to be patient (even though it’s tempting!).
Nutrition
About the Author

Hey there! I’m Mandy
Mandy Applegate is a home cook, food blogger, and writer who believes the best meals are the ones shared with the people you love.
She’s all about easy recipes that taste amazing, the kind that make ordinary days feel a little more special and remind you why cooking at home matters.
She has been published on NBC, the Daily News, the Boston Herald, and the Chicago Sun-Times, amongst many others.

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