I Use 29 Cheap Meals When Payday Feels Too Far Away

When payday feels like it’s moving slower than a Monday morning, these 29 cheap meals make the wait easier. They’re simple, dependable, and won’t have you questioning your life choices at the checkout counter. Plus, they work on repeat without getting boring, perfect for riding out those last wallet-thin days.

Mashed potatoes on a white plate.
Southern Mash. Photo credit: Splash of Taste.

Healthy Chicken Salad

Close-up of a salad with grilled chicken, strawberries, blueberries, pecans, feta cheese, and a creamy dressing on a bed of leafy greens.
Healthy Chicken Salad. Photo credit: Hungry Cooks Kitchen.

Protein-packed meals that are light but filling are great when money’s tight. Healthy Chicken Salad mixes simple ingredients to make a meal that works on its own or in wraps. It’s super flexible for stretching leftovers while still feeling fresh. You’ll find it’s easy to make, and it lasts a few days in the fridge.
Get the Recipe: Healthy Chicken Salad

French Onion Casserole

A baked casserole dish filled with creamy macaroni and cheese, topped with a golden-brown breadcrumb crust and garnished with fresh herbs.
French Onion Casserole. Photo credit: Your Perfect Recipes.

Hearty casseroles always stretch further, which is a win for tight budgets. French Onion Casserole brings warm, cheesy layers that feel filling without costing much. It’s great for feeding a group or saving leftovers for a couple of days. Simple, satisfying, and perfect for when payday is still a ways off.
Get the Recipe: French Onion Casserole

Air Fryer Chicken Fritters

Stack of golden-brown fritters topped with a red sauce, showing crispy edges and bits of herbs.
Air Fryer Chicken Fritters. Photo credit: Pocket Friendly Recipes.

Budget-friendly but filling snacks don’t have to feel boring. Air Fryer Chicken Fritters give you crispy bites that work as meals or snacks for stretching between paydays. They’re quick to prepare and perfect alone or paired with simple sides. Everyone in the house will keep going back for another piece until the plate is empty.
Get the Recipe: Air Fryer Chicken Fritters

Sweet Potato and Black Bean Tacos

Three tacos filled with black beans, tofu, and vegetables, topped with sauce and cilantro, served with lime wedges on a white plate.
Sweet Potato and Black Bean Tacos. Photo credit: Your Perfect Recipes.

Cheap ingredients can make some pretty great meals. Sweet Potato and Black Bean Tacos combine soft textures and hearty flavors that work for dinner or lunch. It’s easy to make a lot out of a little, so it’s perfect when you’re trying to save. These tacos are as filling as they are affordable.
Get the Recipe: Sweet Potato and Black Bean Tacos

Corn Fritters

A stack of corn fritters topped with a dollop of cream and chopped green onions, served on a plate with a bowl of dipping sauce nearby.
Corn Fritters. Photo credit: Splash of Taste.

Fried snacks always feel like a treat without being too expensive. Corn Fritters give you a crunchy outside with a soft inside, working as breakfast, a snack, or even a light dinner. They’re made quickly with simple staples you probably already have around. You’ll quickly see why they’re a lifesaver when you want something cheap but filling.
Get the Recipe: Corn Fritters

Amish Breakfast Casserole

A close-up of a serving of savory bread pudding with bacon and herbs being lifted from a white baking dish.
Amish Breakfast Casserole. Photo credit: Your Perfect Recipes.

Big breakfasts that last all morning are a smart call on a budget. Amish Breakfast Casserole layers eggs, protein, and other filling basics to create a complete meal in one dish. It’s perfect for feeding a family or meal prepping for a few days. Plus, it’s super affordable to make with what’s already in your kitchen.
Get the Recipe: Amish Breakfast Casserole

Cottage Cheese Pancakes

A stack of four fluffy pancakes topped with fresh raspberries, pear slices, and a drizzle of syrup.
Cottage Cheese Pancakes. Photo credit: Splash of Taste.

Affordable breakfasts can still feel fresh and homemade. Cottage Cheese Pancakes pair fluffy textures with enough protein to keep you full without needing a big spread. They’re quick to whip up and take almost nothing from your pantry. If you’re running on a low budget, these are a solid go-to morning option.
Get the Recipe: Cottage Cheese Pancakes

Baked Zucchini

Roasted zucchini halves garnished with chopped parsley on a white plate.
Baked Zucchini. Photo credit: Pocket Friendly Recipes.

Veggie-based meals can stretch your dollar in big ways. Baked Zucchini turns simple ingredients into a side or snack that pairs with almost anything you have on hand. It’s quick and healthy while keeping things light and budget-friendly. A great way to make a lot out of very little that tastes better than expected.
Get the Recipe: Baked Zucchini

Corn Casserole

Corn casserole in a casserole dish with a portion removed.
Corn Casserole. Photo credit: Splash of Taste.

Dishes made from pantry staples help stretch out what you have. Corn Casserole mixes sweet and savory in a simple bake that’s easy to share or keep as leftovers. It works as a side with dinner or on its own when you need something quick. Cheap to make but filling enough to keep you going.
Get the Recipe: Corn Casserole

Asian Slaw

A bowl of colorful coleslaw with shredded purple and green cabbage, carrots, chopped peanuts, and greens, mixed with dressing.
Asian Slaw. Photo credit: Pocket Friendly Recipes.

Light but crunchy salads don’t have to cost much. Asian Slaw takes simple veggies and creates a side that adds color and freshness to any meal. It’s cheap to throw together and works alongside whatever protein you’ve got available. A great option when you’re looking for something low-cost but packed with texture.
Get the Recipe: Asian Slaw

Egg Casserole

A casserole dish containing egg casserole.
Egg Casserole. Photo credit: Splash of Taste.

Egg-based dishes stretch your groceries further without feeling repetitive. Egg Casserole is easy to bake and keeps you covered for a few meals, whether breakfast or dinner. It’s straightforward, filling, and cheap to make from the basics already in your fridge. No better way to save while still serving something hearty.
Get the Recipe: Egg Casserole

Kimchi Stew

Close-up of a wooden spoon in a vibrant kimchi stew with tofu and pork, garnished with sliced green onions and red pepper flakes.
Kimchi Stew. Photo credit: My Reliable Recipes.

Simple soups are lifesavers when it feels like there’s nothing left. Kimchi Stew adds bold flavors to a simple broth, using pantry basics to make enough for the whole family. It’s warming and filling without needing anything fancy or expensive. You’ll rely on this recipe all the time for cheap comfort food.
Get the Recipe: Kimchi Stew

Southwest Sweet Potatoes

Baked sweet potato topped with black beans, corn, avocado, sliced jalapeños, cheese, salsa, sour cream, and cilantro, with lime slices on the side.
Southwest Sweet Potatoes. Photo credit: Pocket Friendly Recipes.

Affordable flavors don’t have to be boring or predictable. Southwest Sweet Potatoes mix spices, hearty toppings, and soft textures into a complete meal that’s easy to make. One batch can go far, and it’s packed enough to work as lunch or dinner. A great solution when there’s less in the bank but still mouths to feed.
Get the Recipe: Southwest Sweet Potatoes

Egg Drop Soup

A comforting bowl of egg drop soup elegantly garnished with fresh cilantro, vibrant chives, and a sprinkle of chili flakes.
Egg Drop Soup. Photo credit: My Reliable Recipes.

Soups that come together with minimal effort are always appreciated on a budget. Egg Drop Soup is warm, light, and uses barely anything from your pantry. It’s quick to make for a single serving or to feed the whole family. A reliable option that takes almost no time at all.
Get the Recipe: Egg Drop Soup

Dinner Rolls

Close-up of freshly baked golden-brown dinner rolls, with one roll partially torn to show its soft, fluffy interior.
Dinner Rolls. Photo credit: Splash of Taste.

Baking something simple and soft can make a meal feel complete. Dinner Rolls are cheap and easy to make while providing a warm addition to any meal or a snack on their own. They’re the type of bread you can make out of leftover ingredients without thinking twice. Once made, these rolls get eaten up faster than you’d expect.
Get the Recipe: Dinner Rolls

Southwestern Chicken Quesadillas

Quesadillas filled with rice, beans, and chicken, topped with sour cream and cilantro. Sliced tomato and jalapeño are on the side.
Southwestern Chicken Quesadillas. Photo credit: My Reliable Recipes.

Stretching protein into a filling meal doesn’t have to be hard. Southwestern Chicken Quesadillas are cheesy, packed with flavor, and make the most of simple ingredients. They’re quick, affordable, and can be made for lunch, dinner, or even a quick snack. Budget-friendly but always a hit when you’re hungry.
Get the Recipe: Southwestern Chicken Quesadillas

Italian Pasta Salad

Bowtie pasta salad with cherry tomatoes, mozzarella balls, fresh basil leaves, and a drizzle of balsamic glaze in a green bowl.
Italian Pasta Salad. Photo credit: Splash of Taste.

Cold dishes that require no extra effort after making them are the best. Italian Pasta Salad mixes grains with a handful of fresh add-ons to keep costs low but flavor high. Easily serves a group or stretches into leftovers for the next couple of days. You’ll be throwing this one together on a budget without hesitation.
Get the Recipe: Italian Pasta Salad

Baked Chicken Thighs

Roasted chicken thighs with sliced potatoes garnished with herbs.
Baked Chicken Thighs. Photo credit: My Reliable Recipes.

Budget-friendly proteins don’t have to be plain or boring. Baked Chicken Thighs are juicy, simple to season, and cook quickly for a fast and affordable main dish. With just a few ingredients, you can pair this with any leftovers or quick sides. It’s a go-to for saving money while still putting something fulfilling on the table.
Get the Recipe: Baked Chicken Thighs

Spaghetti Marinara

Spaghetti marinara in a bowl with fresh basil on top..
Spaghetti Marinara. Photo credit: Pocket Friendly Recipes.

Classic pasta dishes are easy, affordable, and always filling. Spaghetti Marinara keeps it simple with minimal ingredients but packs in enough comfort for any night. It’s perfect for feeding more than one person without worrying about cost or cleanup. The kind of cheap meal you’ll always go back to when needed.
Get the Recipe: Spaghetti Marinara

Focaccia Bread

Slices of focaccia bread topped with rosemary and flaky salt, arranged on brown parchment paper.
Focaccia Bread. Photo credit: My Reliable Recipes.

Making bread at home can be cheaper and easier than you think. Focaccia Bread bakes up light, soft, and perfect either alone or to go with whatever you’re serving. The ingredients are basic, and you’ll have warm bread ready in no time. This becomes a favorite once you realize how far it stretches your ingredients.
Get the Recipe: Focaccia Bread

Jalapeño Popper Chicken Quesadillas

Close-up of folded tortillas filled with chicken, cheese, and herbs, garnished with cilantro.
Jalapeño Popper Chicken Quesadillas. Photo credit: Pocket Friendly Recipes.

Wrapping spicy and creamy flavors into a quick meal is sometimes all you need. Jalapeño Popper Chicken Quesadillas take leftovers and stretch everything far enough for lunch or dinner. They’re filling, flavorful, and don’t need many ingredients to come together. Easily a repeat recipe for when time and money are in short supply.
Get the Recipe: Jalapeño Popper Chicken Quesadillas

Baked Beef Tacos

Two tacos with beef, diced tomatoes, jalapeño slices, shredded cheese, sour cream, and cilantro on a white plate.
Baked Beef Tacos. Photo credit: My Reliable Recipes.

Tacos are always a cheap, go-to meal that everyone enjoys. Baked Beef Tacos stack flavors and textures into a quick bake that feeds more than a few people at once. They’re easy to pull together from pantry staples, making cleanup and effort pretty minimal. You’ll be making these on repeat when funds are low but appetites are high.
Get the Recipe: Baked Beef Tacos

Corn Chowder

A close-up of a hearty potato and corn chowder with diced vegetables and a dollop of sour cream, garnished with fresh parsley.
Corn Chowder. Photo credit: Pocket Friendly Recipes.

Creamy soups fill bellies without emptying wallets. Corn Chowder makes the most of sweet, simple ingredients turned into a big pot of warming soup. Great for a whole family where each bowl feels like comfort food. A big batch is affordable and goes a long way for a few meals or hungry guests.
Get the Recipe: Corn Chowder

Hot and Sour Soup

Bowl of hot and sour soup with mushrooms, tofu, and sliced green onions, with a spoon on the side.
Hot and Sour Soup. Photo credit: Hungry Cooks Kitchen.

Asian-inspired soups are budget-friendly while still feeling packed with flavor. Hot and Sour Soup combines tangy and savory elements that warm you up and keep costs low. It’s a satisfying option that doesn’t need extras and stretches for multiple servings. A perfect go-to for cold days on a tight budget.
Get the Recipe: Hot and Sour Soup

Spaghetti Bolognese

A plate of spaghetti topped with meat sauce and a fresh basil leaf, accompanied by a fork on the side.
Spaghetti Bolognese. Photo credit: Pocket Friendly Recipes.

Classic pasta recipes save the day when payday isn’t near. Spaghetti Bolognese mixes rich flavors with basic, affordable ingredients in a meal that feels timeless. One pot serves a family or sets you up for meals for the week. You’ll find yourself reaching for this one often because it’s so easy and filling.
Get the Recipe: Spaghetti Bolognese

Easy Flatbread Pizza

Two slices of pizza with tomatoes and herbs.
Easy Flatbread Pizza. Photo credit: Splash of Taste.

Budget meals are better when they feel handmade and fun. Easy Flatbread Pizza lets you turn staples into personal pizzas with endless topping possibilities. It’s fast to make, inexpensive, and something you can serve everyone around the table. You’ll make it often for how quickly it comes together.
Get the Recipe: Easy Flatbread Pizza

Copycat Olive Garden Chicken Scampi Pasta

A plate of spaghetti topped with grilled chicken strips and garnished with chopped parsley, bell peppers, and shredded cheese.
Copycat Olive Garden Chicken Scampi Pasta. Photo credit: Pocket Friendly Recipes.

Homemade versions of restaurant meals save serious cash while being just as good. Copycat Olive Garden Chicken Scampi Pasta combines creamy pasta and chicken for a big, affordable plate. It looks fancier than it costs and serves as an easy meal for any crowd. A winner when you want flavor without spending too much.
Get the Recipe: Copycat Olive Garden Chicken Scampi Pasta

Baked Croissant Breakfast Sandwich

Croissant sandwich with scrambled eggs, sausage patty, melted cheese, and spinach on parchment paper.
Baked Croissant Breakfast Sandwich. Photo credit: Hungry Cooks Kitchen.

Simple sandwiches feel more filling when baked into layered flavors. Baked Croissant Breakfast Sandwich combines warm textures and a protein boost that works for mornings or quick dinners. They’re quick to make, cheap, and easy to stack with whatever you have on hand. You’ll find yourself going back to this recipe for any budget-friendly meal.
Get the Recipe: Baked Croissant Breakfast Sandwich

Southern Mash

Mashed potatoes on a white plate.
Southern Mash. Photo credit: Splash of Taste.

Comforting sides like these feel like a meal when you’re stretching groceries. Southern Mash combines creamy textures with hearty flavors in something filling and cheap. It works alone or paired with whatever basics you’ve got left in the house. A great way to get through the week without breaking the bank.
Get the Recipe: Southern Mash

About the Author
A woman with long brown hair is smiling and standing with her arms crossed. She is wearing a sleeveless, black and white diamond-patterned dress.

Hey there! I’m Mandy

Mandy Applegate is a home cook, food blogger, and writer who believes the best meals are the ones shared with the people you love.

She’s all about easy recipes that taste amazing, the kind that make ordinary days feel a little more special and remind you why cooking at home matters.

She has been published on NBC, the Daily News, the Boston Herald, and the Chicago Sun-Times, amongst many others.

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